FINANCING

BUY NOW, PAY LATER

Here at The Grillz Gang, we offer various payment options, including monthly financing with no interest and long-term plans. Simply select one of our financing partners during checkout to start making payments on your order while receiving your grillz right away.

Introducing : Shoppay , Affirm , Klarna and Afterpay payment plans, the latest addition to our checkout options. Now, you can finance your purchase with Shoppay , Affirm , Klarna and Afterpay's seamless and secure payment platform. Enjoy the flexibility of monthly payments suitable to your budget, with transparent terms and no hidden fees. With Affirm, owning your dream grillz has never been more accessible. Unlock the power of flexible financing and turn your style vision into reality today!

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WHAT CREDIT SCORE IS REQUIRED AND HOW DOES FINANCING IMPACT CREDIT?

The loan approval process considers various factors, including your credit score, but it's not the sole determinant. Checking eligibility won't impact your credit score, but financing through Affirm or Klarna might affect it based on payment history. Timely payments can bolster your credit, while late or missed payments may have adverse effects.

HOW LONG CAN I FINANCE FOR?

The duration of financing terms depend on the product's value, with higher-priced items qualifying for longer terms, extending up to 24 months. Affirm provides terms of 3, 6, 12, and 24 months, while Klarna offers Pay in 4 terms. Interest rates vary by term length. For instance, on a $700 purchase, you might pay $63.18 monthly for 12 months at a 15% APR. With Klarna's Pay in 4 Financing, payments are interest-free every two weeks over four payments.

DO I NEED TO WAIT UNTIL THE GRILLZ ARE FULLY PAID FOR BEFORE RECEIVING THEM?

With our financing options, there's no need to wait until you've paid off the entire amount to receive your piece. We will start the process as soon as your financing is approved and your order is confirmed.

WHAT IS THE REQUIRED DOWN PAYMENT AMOUNT?

The down payment varies based on what you are able to qualify for. If you qualify for the full amount, no down payment is required. However, if financing covers only a portion, the remaining balance will be the down payment.

CAN I MAKE ADDITIONAL PAYMENTS BEYOND THE REQUIRED AMOUNT EACH MONTH?

Absolutely, you have the flexibility to make additional payments beyond the scheduled amount each month. These extra payments will reduce the principal amount of the loan, although they won't impact the monthly payment amounts. It's worth noting that neither Klarna nor Affirm impose penalties for early payments.

WHY WAS MY APPLICATION NOT APPROVED? CAN I USE SOMEONE ELSE'S INFORMATION TO APPLY?

Unfortunately, we don't have visibility into the approval process, so we're unable to ascertain why your application was not approved. We recommend reaching out directly to Affirm, Klarna or Afterpay for further clarification on the decision. Additionally, it's important to use accurate and up-to-date personal information during the application process, as Affirm and Klarna may use this information to verify your identity and process your loan payments.

IS IT POSSIBLE TO MAKE A PARTIAL PAYMENT NOW AND SETTLE THE REMAINDER UPON GRILLZ ARRIVAL?

Apologies, but we do not accommodate partial payments for grillz or jewelry. Our payment options include full upfront payment or financing via Shoppay, Affirm, Klarna, or Afterpay.
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